Commercial Finance
Commercial property, handled with rigour.
Commercial lending is a negotiation, not an application. Terms, covenants and structure vary widely — and that's exactly where good advice earns its place.
Who this is for
This is for you if the transaction has moving parts.
- You're purchasing owner-occupied commercial premises
- You're acquiring a commercial investment asset
- You're funding a residential or commercial development
- You're using an SMSF to hold commercial property
- You need construction funding drawn in stages
- You want terms and covenants negotiated, not accepted
Our approach
How we work through it with you
Structured, transparent and explained in plain English at every stage.
Assess the asset
Lease profile, tenant quality, valuation approach and exit — we work through what a credit committee will focus on.
Negotiate the terms
LVR, term, covenants, interest cover and review conditions are all negotiable. We treat them that way.
Coordinate settlement
Valuers, solicitors, accountants and lender all managed to a single timeline you can plan around.
Questions
Good to know
Lending Strategy Session
Let's start with clarity.
A 30 minute conversation about where you are, where you want to be, and the decisions that get you there. No obligation. No pressure.